Play Baccarat Online for Real Money – Top Reviews
Immerse yourself in the elegance of online Baccarat, a classic game now accessible from the comfort of your home. Our detailed reviews guide you to the top online Baccarat casinos where you can play for real money and experience the thrill this timeless game offers. Whether you’re a seasoned enthusiast or new to the casino scene, our curated list of reputable casinos provides a trustworthy platform to begin your online Baccarat journey. Explore our insightful reviews, grasp the essence of the game, and step into the exciting world of online Baccarat casinos. Your adventure toward top-notch gameplay and rewarding wins starts here.
Best Online Baccarat Casinos
| Ranking | Casino Name | Bonus Amount | Review | Payment Options | Minimum Deposit | Actions |
|---|---|---|---|---|---|---|
| 4 |
|
USD $3,750 Bonus |
|
$20 Min Deposit | PLAY NOW | |
| 5 |
|
$2,800 Slots + Cards welcome Bonus Bonus |
|
$10 Min Deposit | PLAY NOW |
How to Play Baccarat Online: A Quick Guide
Baccarat games generally use eight full decks of cards. Baccarat cards have the following values: Aces are worth 1, 2-9 cards are worth their number value. 10 and face cards are worth 0.
- When starting a new shoe of cards, the dealer turns over a card. This card determines how many cards are burned off the deck. Such cards are called the “soda”.
- Baccarat play starts with every player betting on the player, the banker, or a tie.
- Once these bets are on the table, the Baccarat dealer deals two cards to the player and two cards to the banker.
- The score of a hand is the digit on the right of the card total. Example: A player is dealt a 5 and a 9. The total of those two is 14, so the player’s overall score is 4. The other digit is dropped.
- Thus, all Baccarat scores are between 0 and 9. Unlike blackjack, Baccarat has no way of “busting.”
Baccarat Online Betting Options
If you compare the player bet to basic bets in craps (1.35% to 1.41%), you’ll still have better odds wagering on baccarat. Your best option is to wager on the banker bet anytime possible, but you don’t lose much if you decide to bet on the player bet. It’s easier to find baccarat online that allows you to place the banker bet without banking the game.
To get an advantageous house edge, you won’t need to employ basic strategy like you would in blackjack. That’s why baccarat traditionally has been in the roped-off section of Las Vegas casinos, because the odds are great. Even today, when you’ll find baccarat offered in other parts of the casino, many new online casinos in Vegas don’t offer baccarat for less than $25 a hand ($10 and $15 a hand is found in some casinos).
Banker Bet - 1.06% House Edge
The banker bet’s house edge is 1.06%, which is the best return-to-player (98.94%) of any table game wager that doesn’t require strategy. You’ll play a 5% commission to the casino.
The banker bet’s house edge is 1.06%, which is the best return-to-player (98.94%) of any table game wager that doesn’t require strategy. You’ll play a 5% commission to the casino.
Player Bet - 1.24% House Edge
The player bet’s house edge is 1.24%, giving it the second-best return-to-player (98.76%) of any table game wager that doesn’t require strategy.
The player bet’s house edge is 1.24%, giving it the second-best return-to-player (98.76%) of any table game wager that doesn’t require strategy.
Tie Bet - 14.44% House Edge
The tie bet is not the same. Betting on the tie is a sucker bet in baccarat. The 14.44% house edge is one of the worst betting options in any casino, despite its 8:1 payout.
The tie bet is not the same. Betting on the tie is a sucker bet in baccarat. The 14.44% house edge is one of the worst betting options in any casino, despite its 8:1 payout.
Alternate Baccarat Bets - Player Pair and Banker Pair
Some baccarat casinos online allow the Player Pair and Banker Pair side bets: a bet on receiving a perfect pair. These bets typically pay 10:1.
Some baccarat casinos online allow the Player Pair and Banker Pair side bets: a bet on receiving a perfect pair. These bets typically pay 10:1.
Understanding Baccarat Odds
| Type of Bet | House Edge | Payout | Baccarat Tip |
| Banker Bet | 1.06% House Edge | Pays Out 1:1 | The Banker Bet has the best odds. Make this bet anytime. |
| Player Bet | 1.24% House Edge | Pays Out 1:1 | The Player Bet has the 2nd best odds — it’s a good bet. |
| Tie Bet | 14.44% House Edge | Pays Out 7:1 or 8:1 | The Tie Bet has terrible odds — it’s a sucker bet. |
Online Baccarat Odds
There are only three bets in Baccarat, making strategy a simple matter of making the one wager with the best possible odds.
- The player bet has a house an edge of 1.29%.
- The banker bet, thanks to the 5% commission, has a house edge of 1.06%.
- The player bet 14.36% edge.
- The banker’s hand wins more often than any other bet in Baccarat. Don’t let the 5% commission scare you away.
Games like craps offer dozens of betting options, while Baccarat only offers three betting options. The 1.3% house edge is small enough that it makes Baccarat one of the best bets in the casino.
Baccarat has a reputation as the game of kings and high rollers. Its combination of easy rules and low house edge makes meant players often played it in a roped-off section of the casino. Online baccarat odds are equally low, but the hands play out faster than in real life, so online players face the house edge more times in a session.
Online Baccarat Rules Explained
Online baccarat is similar to live punto banco played in US land-based casinos. Because a player doesn’t act as the banker, baccarat online is more comparable to mini-baccarat, where the house deals the cards.
For that reason, the game plays faster, so keep that in mind while playing baccarat online. Here’s what a typical hand of online baccarat looks like.
- Online games use 8 decks of cards.
- Each card has a point value. Aces have a value of 1. Number cards are valued at the number on them. Tens and face cards count as 0.
- Each hand begins with each player betting on Player or Banker. Tie is a side bet. Certain games of baccarat online have other side bets.
- The dealer deals two cards apiece to the Player and the Banker.
- The sum of the two cards add up to the score. The maximum points in a hand is 9. Only the second digit in a number counts. A 5-card and 6-card would be worth 1 (not 11).
- A third card might be dealt to either hand, depending on the score.
- If the Player or Banker has an 8 or 9, it’s called a “natural” and both hands stands.
- If neither side has a natural and the Player’s total is 5 or less, then the Player draws another card.
- If the Player holds a 6 or 7, then the Banker receives a third card (if their total is 5 or less). The Banker stands on a 6 or 7.
- The Player and the Banker bets push on a tie. Paying off online bets is handled automatically.
Delving Into Baccarat’s Third Card Rules
Sometimes in Baccarat, a third card is dealt to either the player or the banker.
- If either the player or the banker totals 8 or 9 points, both players stand.
- If the player’s total is 5 or fewer, the player hits.
- If the player stands, the banker must hit on any total of 5 or less. If the player hits, the banker either hits or stands depending on their score.
All winning bets on the banker pay 19 to 20 (which is an even-money bet minus a 5% vig) while winning bets on the player pay even money. Winning bets on ties pay off 8 to 1, the best pay off. Baccarat players don’t pay the vig to the banker for each win. The player earns the even money and pays the commission to the dealer at the end of the game. These commission dollars are marked with special markers.
Variants of Online Baccarat
Baccarat terminology can be confusing, because so many terms derive from French. Terms refer to a baccarat variant, so they’re easy to learn.
Here’s a quick guide to baccarat variations.
- Big Table Baccarat – Las Vegas Strip baccarat. A player acts as the banker and covers all bets (acts as the house). You can pass if you don’t want to cover bets.
- Mini Baccarat – The casino house provides a dealer and acts as the bank. It has the same house edge, but the hands play faster because a trained dealer deals cards.
- Midi Baccarat – Similar to Mini Baccarat, but it has a bigger table. Usually found in the high stakes room.
- Punto Banco – Means “Player Banker”. This is baccarat played in North America and in most casino sites.
- Chemin de Fer – Played in European land-based casinos, it has elements of strategy. Not found in most casino websites.
- Mobile Baccarat – You use your Android phone or iPhone to play baccarat on the go.
- Live Baccarat – Punto Banco dealt by a real life dealer in a casino studio. Variants include Dragon Tail and Super 6 Baccarat.
Our Recommended List for Baccarat Sites
| Casino | Welcome Bonus | Featured Baccarat Games |
BoVegas |
$6000 Bonus | Baccarat, Live Baccarat, Live Super 6 |
Slots.lv |
$5000 Bonus | Baccarat, Live Dealer Baccarat, Live Super 6 |
Bovada |
$3000 Bonus | Baccarat, Live Dealer Baccarat, Live Super 6 |
Ignition Casino |
$3000 Bonus | Baccarat, Live Dealer Baccarat, Live Super 6 |
Cafe Casino |
$1500 Bonus | Baccarat, Live Dealer Baccarat, Live Super 6 |
Roaring 21 |
$10,000 Bonus | Baccarat |
Casino Max |
$9000 Bonus | Baccarat |
Sloto Cash |
$7777 Bonus | Baccarat |
Golden Lion |
$3000 Bonus | Baccarat |
Online Baccarat Casino FAQ
Play at online casinos that offer the best casino bonuses and multiple baccarat games. BoVegas offers a $6,000 welcome bonus and features online baccarat, live baccarat, and live Super 6.
Slots.lv has the same games, a $5000 welcome bonus, and a $7500 Bitcoin bonus. Bovada and Ignition each offer a $3000 with a similar game setup, while Cafe Casino offers a $1500 bonus and the same games. Keep in mind that table games don’t contribute as much to the wagering requirement, while live dealer games contribute nothing to the rollover.
No baccarat strategy assures victory, but learning how to optimize the baccarat odds increases your chances of winning. Read our article called “How to Win at Baccarat” to learn the best tips and tricks for playing this entertaining game.
If I can summarize, you should never bet on a tie, always bet on the banker, manage your bankroll wisely, and quit while you’re ahead. Online baccarat players face a house edge, like most casino games, so you’ll want to lock in your winnings before the house wins them back.
It’s a good question. Knowing the rules of the game help you plan baccarat strategies. For instance, some versions of land-based baccarat require the banker to cover all the player bets, so some gamblers don’t want to be on the hook for a table full of wagers.
Asian gamblers attach special importance to the flow (“chi”) of the game, so they study several baccarat tables before they begin to wager. In this case, the player thinks he or she senses whether one side of the bet is hot or cold – if I can mix western casino terms with eastern casino terms.
The habits of Asian baccarat players point to an overall truth – gamblers bet against the odds sometimes when they have a hunch. Often, that’s what the player bet comes down to.
No. Never make the tie bet, because the house edge skyrockets. Experienced baccarat players consider it a sucker bet. Yes, you’ll occasionally win a bigger payout, but there’s also a high likelihood you’ll lose a lot more money wagering on the tie.
The banker bet has a house edge of 1.06%, even though you have to pay a 5% commission on wins. The player bet has a house edge of 1.36%. Playing the banker bet in low-stakes online baccarat might not matter much, but it makes a big difference in high roller baccarat.
You may have seen different online baccarat variants, like Live Dealer Baccarat, Live Super 6 Baccarat and Live Dragon Tail.
Super 6 is fancy name with a form of baccarat which pays less when the player wins with a 6. This automatically lowers the return-to-player. If you have the option of playing Live Baccarat or Live Super 6, always pick Live Baccarat.
Another common variant of baccarat that live casinos offer is Dragon Tail. Once again, this game might seem novel, but it has worse odds than traditional baccarat. Always play Live Baccarat when you’re choosing between the two.